It doesn’t matter how much you prepare; sometimes unexpected life events could mean your carefully laid plans go awry. While you can’t know what’s around the corner, you can change how you respond to unpredictable events to help keep your financial plan on track. A...
Life cover, which can also be known as life insurance, is a type of policy that protects your loved ones financially if you die. It can help minimize the financial impact that your death could have on your family, and offer peace of mind to those that you care about...
If you get sick or injured and are unable to work, income protection pays you part of your monthly income. Income protection payouts are tax-free and help you to protect your finances whilst you recover. As the payouts are tax-free, they should cover most of your...
Critical Illness Cover can help minimise the financial impact on you and your family if you were to become critically ill. It’s an option that can be added for an extra cost when you take out Life Cover, or can be taken out on its own. Critical Illness Cover can pay...
If you pass away, Family Income Benefit pays out a regular tax-free monthly income to your loved ones, to replace the loss of your income and help relieve the stresses to your family of paying the bills. Family Income Benefit cover works on a term basis. This means...
Inheritance Tax is a tax on the estate (the property, money and possessions) of someone who’s died. How much is Inheritance Tax? There is normally no tax to be paid if: $ The value of your estate is below the Nil-Rate Band of £325,000, or $ You leave everything above...